Center for Smile Design
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Dr. Michael S. Johnson & Dr. James O'Connell
117 N Washington Street Grand Forks, North Dakota 58203
Phone: (701) 746-1481

Financing Options & Dental Insurance

Flexible Financing Options

We believe that financial considerations should not be an obstacle in obtaining proper dental care. To assist our patients with their financial needs, our office offers a variety of payment options. Our team will be happy to review these choices with you when you are scheduling your recommended treatment plan.

  • We welcome a variety of payment options including cash, check, MasterCard, Visa and Discover.
  • Receive a 5% accounting adjustment when you pay in full on the day of treatment.
  • If you have dental insurance, we will file your claims for you (see below).
  • CareCredit® (see below)

 

CareCredit®

As a service to our patients, we are pleased to offer CareCredit, the nation’s leading patient payment program. CareCredit offers special financing and low monthly payment options, no up-front costs, and no-prepayment penalties. For fees from $300 to $25,000, upon request and approval, CareCredit offers a comprehensive range of plans with low minimum monthly payments that fit comfortably into every budget.

With CareCredit you can:

  • Start treatment and care immediately and pay over time
  • Pay for other medical expenses for you and your family without having to reapply
  • Pay for deductibles and treatment not covered by insurance
  • Have no annual fees

 

To apply, go to www.carecredit.com. You will receive a decision immediately. We can assist you in applying for these programs.

 

We Accept Most Dental Insurance Plans

For patients with dental insurance, we are glad to be able to help you to maxamize your policy benefits. We’d be happy to estimate your coverage prior to your appointment. Please call (701) 746-1481 with any questions.

Our practice accepts a variety of insurance plans including most Delta Dental plans. We encourage our patients to be knowledgeable regarding their plans and to know and understand their individual dental insurance coverage and patient responsibility. We are proud of our team’s ability to assist patients with questions and issues concerning their individual dental insurance plans.

Check With Your Employer About Benefits

Dental insurance is a contract between your employer and the insurance company. The benefits you receive depend on the policy your employer has negotiated and are not necessarily based on assuring that you achieve a high quality result.

We realize this can be confusing and complex. If you have questions about insurance, please call your insurance company directly for information regarding your individual plan.

Cosmetic procedures are generally not covered by most dental insurance policies; however, partial benefits may be available if teeth are broken or have previous dental fillings, bonding or crowns.

Questions? We Are Happy To Help.

Our administrative team is available to review your policy and provide a complimentary benefit analysis, as well as assist you in filing claims to help you to maximize the reimbursement to which you are entitled. We will process all insurance company forms. The amount of compensation you receive will be dependent upon your coverage plan and specifics.